

Comprehensive Financial Planning - Investment Planning - Retirement Planning - College Education Planning
Income: Certificates of Deposits - Municipal Bonds - Government Bonds - Money Market Funds - Bond Funds - REITS - Annuities
Growth: Stocks - Growth Mutual Funds - Unit Investment Trust - Variable Annuities
Tax Reduction: Tax - Free Funds, Bonds, Unit Trust, and Limited Partnerships
Insurance: Life Insurance

Registered Representatives
The LiveWell® Mutual Fund accounts is a simple, innovative, and straightforward
investment solution that was specifically designed to help save you time and
money, while providing you full control of your investment portfolio.
Hearn Wealth Management actively manages your TSP or 401(k) by integrating it into a risk-managed retirement strategy. Instead of leaving your workplace account isolated, they align it with your outside assets using their professional management.
A Buffered Annuity—also known as a Registered Index-Linked Annuity (RILA)—is a tax-deferred financial product that offers a middle ground between high-growth variable annuities and fully protected fixed indexed annuities.
A Fixed Indexed Annuity (FIA) is a tax-deferred financial product that's interest earned is linked to positive stock market performance with protection against stock market losses.
A Multi-Year Guaranteed Annuity (MYGA) is a tax-deferred insurance contract that functions similarly to a bank Certificate of Deposit (CD).
Annuity laddering is a strategy where you split your money into multiple annuities that mature or start paying out at different times.
CRS Details: Silver Oak
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Securities and Advisor Services offered through Silver Oak Securities, Inc. Member FINRA / SIPC
Hearn Wealth Management and Silver Oak Securities Inc are not affiliated/separate entities.
Martin Hearn Investment Advisor Representative DBA Hearn Wealth Management LLC
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